.nb-home{--nb-paper: #f7f5f2;--nb-cream: #ede8df;--nb-warm: #e6d2b5;--nb-ink: #1f2633;--nb-muted: #5c5c5c;--nb-terra: #c9462c;--nb-terra-dk: #a8391f;--nb-terra-lt: #f7ede9;--nb-gold: #8b7355;--nb-border: #e6d2b5;--nb-white: #ffffff;--nb-soft: #eae7e2;--nb-ok: #2a7a4a;--nb-content-max: 1100px;--nb-page-gutter: 40px;overflow-x:hidden}.nb-home.nb-home--tool-scroll{overflow-x:auto}.nb-home .nb-finance-embed-root{margin-top:14px}.nb-home .nb-finance-results-stack{margin-top:14px;display:grid;gap:12px}.nb-home .nb-finance-grid-snapshot{display:grid;grid-template-columns:1fr 2fr;gap:12px;align-items:start}.nb-home .nb-finance-grid-split{display:grid;grid-template-columns:1fr 1fr;gap:12px;align-items:start}.nb-home .nb-finance-grid-snapshot>*,.nb-home .nb-finance-grid-split>*{min-width:0}.nb-home .nb-finance-chart-wrap{min-width:0;max-width:100%}.nb-home .nb-finance-chart-wrap .recharts-responsive-container,.nb-home .nb-finance-chart-wrap .recharts-wrapper{max-width:100%!important}@media (max-width: 768px){.nb-home .nb-finance-grid-snapshot,.nb-home .nb-finance-grid-split{grid-template-columns:1fr}}@keyframes nb-fadeUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@keyframes nb-fadeIn{0%{opacity:0}to{opacity:1}}@keyframes nb-pulse{0%,to{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(.7)}}@keyframes nb-ticker{0%{transform:translate(0)}to{transform:translate(-50%)}}.nb-home .nb-topnav{position:sticky;top:0;z-index:100;padding:0 var(--nb-page-gutter);height:60px;display:flex;align-items:center;justify-content:space-between;background:#f7f5f2eb;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid var(--nb-border);animation:nb-fadeIn .6s ease both}.nb-home .nb-nav-logo{font-family:Bebas Neue,Barlow Condensed,sans-serif;font-size:22px;font-weight:400;color:var(--nb-ink);text-decoration:none;letter-spacing:.06em;line-height:1}.nb-home .nb-nav-logo span{color:var(--nb-terra)}.nb-home .nb-nav-links{display:flex;align-items:center;gap:28px}.nb-home .nb-nav-links a.nb-nav-link{font-size:13px;font-weight:500;color:var(--nb-muted);text-decoration:none;letter-spacing:.04em;transition:color .2s}.nb-home .nb-nav-links a.nb-nav-link:hover{color:var(--nb-ink)}.nb-home a.nb-nav-sample,.nb-home button.nb-nav-sample{padding:8px 18px;border:1px solid var(--nb-border);border-radius:6px;font-family:Barlow Condensed,system-ui,sans-serif;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--nb-terra);text-decoration:none;background:none;cursor:pointer;transition:all .2s}.nb-home .nb-nav-icon-btn{display:inline-flex;align-items:center;gap:6px}.nb-home a.nb-nav-sample:hover,.nb-home button.nb-nav-sample:hover{background:var(--nb-terra-lt);border-color:var(--nb-terra);color:var(--nb-terra)}.nb-home .nb-hero{position:relative;overflow:hidden;width:100vw;margin-left:calc(-50vw + 50%);padding:clamp(56px,8vh,96px) var(--nb-page-gutter) clamp(64px,9vh,104px);display:flex;align-items:center}.nb-home .nb-hero-bg{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background-image:var(--nb-hero-bg, none);background-position:center center;background-size:cover;background-repeat:no-repeat;opacity:.12;filter:grayscale(1)}.nb-home .nb-hero-grid{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background-image:linear-gradient(var(--nb-border) 1px,transparent 1px),linear-gradient(90deg,var(--nb-border) 1px,transparent 1px);background-size:48px 48px;opacity:.3;mask-image:radial-gradient(ellipse 80% 80% at 50% 50%,black 40%,transparent 100%);-webkit-mask-image:radial-gradient(ellipse 80% 80% at 50% 50%,black 40%,transparent 100%)}.nb-home .nb-hero-inner{position:relative;z-index:1;max-width:var(--nb-content-max);margin:0 auto;width:100%;display:grid;grid-template-columns:1fr 420px;gap:64px;align-items:center}.nb-home .nb-hero-left{animation:nb-fadeUp .7s ease both .1s}.nb-home .nb-hero-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--nb-terra);margin-bottom:20px}.nb-home .nb-hero-eyebrow-dot{width:6px;height:6px;border-radius:50%;background:var(--nb-terra);animation:nb-pulse 2s ease infinite}.nb-home .nb-hero-h1{font-family:Bebas Neue,Barlow Condensed,sans-serif;font-size:clamp(52px,7.5vw,88px);line-height:.95;letter-spacing:.03em;font-weight:400;color:var(--nb-ink);margin-bottom:20px}.nb-home .nb-hero-h1 .nb-accent{color:var(--nb-terra)}.nb-home .nb-hero-sub{font-size:17px;color:var(--nb-muted);line-height:1.65;margin-bottom:36px;max-width:480px}.nb-home .nb-hero-sub strong{color:var(--nb-ink);font-weight:600}.nb-home .nb-search-bar{display:flex;gap:0;width:100%;max-width:520px;background:var(--nb-white);border:2px solid var(--nb-warm);border-radius:12px;overflow:hidden;box-shadow:0 6px 32px #1f263314;transition:border-color .2s,box-shadow .2s;margin-bottom:14px}.nb-home .nb-search-bar:focus-within{border-color:var(--nb-terra);box-shadow:0 6px 32px #c9462c1f}.nb-home .nb-search-input-row{display:flex;align-items:center;flex:1;min-width:0}.nb-home .nb-search-icon{padding:0 16px;display:flex;align-items:center;font-size:20px;color:var(--nb-gold)}.nb-home .nb-search-input{flex:1;background:transparent;border:none;outline:none;font-family:Barlow Condensed,system-ui,sans-serif;font-size:20px;font-weight:600;letter-spacing:.12em;color:var(--nb-ink);padding:18px 0;text-transform:uppercase}.nb-home .nb-search-input::placeholder{color:#8b735573;font-weight:400;letter-spacing:.06em;text-transform:none}.nb-home .nb-search-btn{background:var(--nb-terra);border:none;padding:0 28px;min-width:200px;font-family:Barlow Condensed,system-ui,sans-serif;font-size:14px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--nb-white);cursor:pointer;transition:background .2s;white-space:nowrap}.nb-home .nb-search-btn:hover:not(:disabled){background:var(--nb-terra-dk)}.nb-home .nb-search-btn:disabled{opacity:.85;cursor:default}.nb-home .nb-search-free{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--nb-gold);font-weight:500;max-width:520px}.nb-home .nb-search-free:before{content:"✓";font-weight:700}.nb-home .nb-sources-strip{margin-top:20px;display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:center;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--nb-gold);max-width:520px}.nb-home .nb-sources-ticker-wrap{justify-self:center;width:min(100%,320px);overflow:hidden;position:relative;height:18px;flex:none;-webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 14%,#000 86%,transparent 100%);mask-image:linear-gradient(90deg,transparent 0%,#000 14%,#000 86%,transparent 100%)}.nb-home .nb-sources-ticker{display:flex;gap:0;white-space:nowrap;width:max-content;animation:nb-ticker 22s linear infinite}.nb-home .nb-sources-ticker-inner{display:flex;gap:0}.nb-home .nb-source-chip{display:inline-flex;align-items:center;gap:6px;padding:0 16px;font-size:12px;font-weight:600;color:var(--nb-ink);letter-spacing:.04em;border-right:1px solid var(--nb-border);white-space:nowrap}.nb-home .nb-source-chip:before{content:"";display:block;width:5px;height:5px;border-radius:50%;background:var(--nb-terra);opacity:.6}.nb-home .nb-hero-stats{animation:nb-fadeUp .7s ease both .3s;background:var(--nb-white);border:1px solid var(--nb-border);border-radius:16px;overflow:hidden;box-shadow:0 8px 48px #1f263312}.nb-home .nb-hero-stats-header{padding:18px 24px;background:var(--nb-ink);display:flex;align-items:center;justify-content:flex-start}.nb-home .nb-hero-stats-title{font-family:Barlow Condensed,sans-serif;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#eae7e2b3}.nb-home .nb-stat-row{padding:18px 24px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--nb-cream)}.nb-home .nb-stat-row:last-child{border-bottom:none}.nb-home .nb-stat-label{font-size:12px;color:var(--nb-muted);font-weight:500}.nb-home .nb-stat-value{font-family:Barlow Condensed,sans-serif;font-size:20px;font-weight:700;color:var(--nb-ink);letter-spacing:.04em}.nb-home .nb-stat-value.nb-warn{color:var(--nb-terra)}.nb-home .nb-stat-value.nb-ok{color:var(--nb-ok)}.nb-home .nb-stat-bar-wrap{padding:6px 24px 18px;border-bottom:1px solid var(--nb-cream)}.nb-home .nb-stat-bar-top{display:flex;justify-content:space-between;font-size:11px;color:var(--nb-muted);margin-bottom:5px}.nb-home .nb-stat-bar-track{height:4px;background:var(--nb-cream);border-radius:99px;overflow:hidden}.nb-home .nb-stat-bar-fill{height:100%;border-radius:99px}.nb-home .nb-hero-stats-cta{padding:16px 24px;background:var(--nb-terra-lt);border-top:1px solid rgba(201,70,44,.12);font-size:12px;color:var(--nb-terra);font-weight:600;text-align:center;letter-spacing:.04em}.nb-home .nb-hero-stats-cta a{color:var(--nb-terra);text-decoration:none;font-weight:700;font-size:13px}.nb-home .nb-hero-stats-cta a:hover{text-decoration:underline}.nb-home .nb-trust-bar{width:100vw;margin-left:calc(-50vw + 50%);background:var(--nb-ink);padding:16px var(--nb-page-gutter);display:flex;align-items:center;justify-content:center;gap:40px;flex-wrap:wrap}.nb-home .nb-trust-item{display:flex;align-items:center;gap:10px;font-size:13px;font-weight:500;color:#eae7e2b3}.nb-home .nb-trust-item strong{color:#eae7e2f2;font-weight:700}.nb-home .nb-trust-sep{width:1px;height:20px;background:#eae7e226}.nb-home .nb-what-section{padding:clamp(64px,8vh,96px) var(--nb-page-gutter);max-width:var(--nb-content-max);margin:0 auto;box-sizing:border-box}.nb-home .nb-section-label{font-size:11px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--nb-terra);margin-bottom:12px;display:flex;align-items:center;gap:10px}.nb-home .nb-section-label:before{content:"";display:block;width:24px;height:1px;background:var(--nb-terra)}.nb-home .nb-section-h2{font-family:Bebas Neue,Barlow Condensed,sans-serif;font-size:clamp(36px,4vw,52px);letter-spacing:.03em;font-weight:400;color:var(--nb-ink);margin-bottom:8px;line-height:1}.nb-home .nb-section-sub{font-size:16px;color:var(--nb-muted);margin-bottom:48px;max-width:560px}.nb-home .nb-checks-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--nb-border);border:1px solid var(--nb-border);border-radius:12px;overflow:hidden}.nb-home .nb-check-card{background:var(--nb-white);padding:24px;transition:background .2s;cursor:default}.nb-home .nb-check-card:hover{background:var(--nb-paper)}.nb-home .nb-check-num{font-family:Bebas Neue,sans-serif;font-size:13px;color:var(--nb-terra);opacity:.7;margin-bottom:4px;letter-spacing:.1em}.nb-home .nb-check-title{font-family:Barlow Condensed,sans-serif;font-size:18px;font-weight:700;color:var(--nb-ink);margin-bottom:4px}.nb-home .nb-check-desc{font-size:12px;color:var(--nb-muted);line-height:1.55}.nb-home .nb-regret-band{width:100vw;margin-left:calc(-50vw + 50%);background:var(--nb-ink);padding:clamp(56px,7vh,80px) var(--nb-page-gutter)}.nb-home .nb-regret-inner{max-width:var(--nb-content-max);margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.nb-home .nb-regret-stats{display:grid;grid-template-columns:1fr 1fr;gap:2px}.nb-home .nb-regret-stat{background:#eae7e20a;padding:28px 24px;border:1px solid rgba(234,231,226,.08)}.nb-home .nb-regret-stat-num{font-family:Bebas Neue,sans-serif;font-size:56px;letter-spacing:.02em;color:var(--nb-terra);line-height:1;margin-bottom:4px;font-weight:400}.nb-home .nb-regret-stat-label{font-size:12px;color:#eae7e28c;line-height:1.5;font-weight:500}.nb-home .nb-regret-stat-source{margin-top:8px;font-size:11px;line-height:1.45;color:#eae7e261;font-weight:500;max-width:100%;word-break:break-word}.nb-home .nb-regret-copy .nb-section-label{color:#e6d2b5b3}.nb-home .nb-regret-copy .nb-section-label:before{background:#e6d2b566}.nb-home .nb-regret-h2{font-family:Bebas Neue,sans-serif;font-size:clamp(36px,4vw,50px);color:var(--nb-soft);letter-spacing:.03em;line-height:1.05;margin-bottom:20px;font-weight:400}.nb-home .nb-regret-h2 em{font-style:normal;color:var(--nb-terra)}.nb-home .nb-regret-body{font-size:15px;color:#eae7e2b3;line-height:1.7;margin-bottom:28px}.nb-home .nb-how-section{padding:clamp(64px,8vh,96px) var(--nb-page-gutter);max-width:var(--nb-content-max);margin:0 auto;box-sizing:border-box}.nb-home .nb-how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:48px}.nb-home .nb-how-step-num{font-family:Bebas Neue,sans-serif;font-size:64px;color:var(--nb-warm);line-height:1;margin-bottom:16px;letter-spacing:.02em;font-weight:400}.nb-home .nb-how-step-title{font-family:Barlow Condensed,sans-serif;font-size:22px;font-weight:700;color:var(--nb-ink);margin-bottom:10px}.nb-home .nb-how-step-body{font-size:14px;color:var(--nb-muted);line-height:1.65}.nb-home .nb-sample-outer{padding:0 var(--nb-page-gutter);max-width:var(--nb-content-max);margin:0 auto;box-sizing:border-box}.nb-home .nb-sample-band{margin:0 auto clamp(64px,8vh,96px);background:var(--nb-cream);border:1px solid var(--nb-warm);border-radius:16px;padding:40px 48px;max-width:var(--nb-content-max);display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}.nb-home .nb-sample-eyebrow{font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--nb-gold);margin-bottom:8px}.nb-home .nb-sample-title{font-family:Bebas Neue,sans-serif;font-size:36px;color:var(--nb-ink);letter-spacing:.03em;line-height:1.05;margin-bottom:8px;font-weight:400}.nb-home a.nb-sample-btn{padding:14px 28px;background:var(--nb-ink);border:none;border-radius:8px;font-family:Barlow Condensed,sans-serif;font-size:14px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--nb-white);cursor:pointer;text-decoration:none;display:inline-block;transition:background .2s;white-space:nowrap}.nb-home a.nb-sample-btn:hover{background:var(--nb-terra)}.nb-home .nb-report-column{max-width:var(--nb-content-max);margin-left:auto;margin-right:auto;padding-left:var(--nb-page-gutter);padding-right:var(--nb-page-gutter);box-sizing:border-box}.nb-home footer.nb-site-footer{border-top:1px solid var(--nb-border);background:#f7f5f2b3;padding:28px var(--nb-page-gutter)}.nb-home .nb-footer-inner{max-width:var(--nb-content-max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:16px 32px}.nb-home .nb-footer-logo{font-family:Bebas Neue,Barlow Condensed,sans-serif;font-size:22px;font-weight:400;color:var(--nb-ink);letter-spacing:.06em;line-height:1}.nb-home .nb-footer-logo span{color:var(--nb-terra)}.nb-home .nb-footer-links{display:flex;gap:24px;flex-wrap:wrap}.nb-home .nb-footer-links button{font-size:12px;color:var(--nb-muted);text-decoration:none;transition:color .2s;font-weight:500;background:none;border:none;padding:0;cursor:pointer;font-family:inherit}.nb-home .nb-footer-links button:hover{color:var(--nb-ink)}.nb-home .nb-footer-articles a{font-size:12px;color:var(--nb-terra);text-decoration:none;font-weight:600}.nb-home .nb-footer-articles a:hover{text-decoration:underline}@media (min-width: 1180px){.nb-home .nb-what-section,.nb-home .nb-how-section,.nb-home .nb-sample-outer{padding-left:0;padding-right:0}}@media (max-width: 900px){.nb-home{--nb-page-gutter: 20px}.nb-home .nb-nav-links a.nb-nav-link{display:none}.nb-home .nb-hero{padding:40px var(--nb-page-gutter) 56px}.nb-home .nb-hero-inner{grid-template-columns:1fr;gap:40px}.nb-home .nb-hero-stats{display:none}.nb-home .nb-sources-strip{grid-template-columns:1fr;justify-items:center;max-width:100%;text-align:center}.nb-home .nb-sources-ticker-wrap{width:min(100%,280px)}.nb-home .nb-trust-bar{gap:20px;padding:16px var(--nb-page-gutter)}.nb-home .nb-trust-sep{display:none}.nb-home .nb-what-section,.nb-home .nb-how-section{padding:48px var(--nb-page-gutter)}.nb-home .nb-checks-grid{grid-template-columns:1fr 1fr}.nb-home .nb-regret-band{padding:48px var(--nb-page-gutter)}.nb-home .nb-regret-inner{grid-template-columns:1fr;gap:40px}.nb-home .nb-how-grid{grid-template-columns:1fr;gap:32px}.nb-home .nb-sample-outer{padding:0 var(--nb-page-gutter)}.nb-home .nb-sample-band{margin-bottom:clamp(48px,7vh,80px);padding:28px var(--nb-page-gutter);flex-direction:column}.nb-home footer.nb-site-footer{padding:var(--nb-page-gutter)}.nb-home .nb-nav-links{gap:10px}.nb-home a.nb-nav-sample,.nb-home button.nb-nav-sample{padding:6px 10px;font-size:11px}}@media (max-width: 600px){.nb-home .nb-checks-grid{grid-template-columns:1fr}.nb-home .nb-regret-stats{grid-template-columns:1fr 1fr}.nb-home .nb-regret-stat-source{font-size:10px;margin-top:6px}.nb-home .nb-search-bar{flex-direction:column;border-radius:12px;max-width:100%}.nb-home .nb-search-input{font-size:17px;padding:14px 0}.nb-home .nb-search-btn{min-width:unset;width:100%;padding:14px 20px;border-radius:0 0 10px 10px;font-size:13px}.nb-home .nb-search-free{max-width:100%}.nb-home .nb-hero-h1{font-size:clamp(40px,10vw,52px)}.nb-home .nb-hero-sub{font-size:15px}.nb-home .nb-report-column{padding-left:var(--nb-page-gutter);padding-right:var(--nb-page-gutter)}.nb-home .nb-report-grid-2col,.nb-home .nb-report-auto-grid{grid-template-columns:1fr!important}.nb-home .nb-report-transport-grid{grid-template-columns:1fr 1fr!important}.nb-home .nb-report-card{padding:16px!important;border-radius:14px!important}.nb-home .nb-trust-item{font-size:11px;gap:6px}.nb-home .recharts-responsive-container,.nb-home .recharts-wrapper{max-width:100%!important}.nb-home .recharts-wrapper svg{overflow:visible}}.nb-home .report-print-area,.nb-home .nb-report-card{max-width:100%;overflow-wrap:anywhere;word-break:break-word}.nb-home .report-print-area>*,.nb-home .nb-report-card>*{min-width:0;max-width:100%}@media (prefers-reduced-motion: reduce){.nb-home .nb-sources-ticker,.nb-home .nb-hero-left,.nb-home .nb-hero-stats,.nb-home .nb-topnav,.nb-home .nb-hero-eyebrow-dot{animation:none}}